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Traditional banks and Square have been pushing their own money transfer services, too. With the new service, you can make payments using debit or credit cards in your Apple Wallet. When you receive money, it goes into a "cash card," which you can use to make payments to friends and family, make Apple Pay purchases on the web or transfer the funds to your bank. If you use a debit card or the Apple cash card to pay for items, you won't have any fees. If you use a credit card, you'll have a 3 percent fee for each transaction.

If you're an Android user, though, you're out of luck, Apple Pay's peer-to-peer payment system only works between Apple devices, First published June 5 at 11:17 a.m, PT.Update, 3:50 p.m, PT: Adds details, WWDC: All the event's news, Does the Mac still matter? Apple execs tell why the MacBook Pro was over four years in the making, and why we should care, minimal line art woman with flowers iphone case The peer-to-peer payments service is available directly through iMessage, Soon you'll be able to pay your friend for that ski trip using Apple Pay..

On Monday, we'll get our first look at iOS 11. And considering that it's the iPhone's tenth anniversary, it's safe to say that expectations are high. What will Apple dream up to match the rumored overhauls in the iPhone 8 hardware? After polling my CNET colleagues, here are our best guesses.. and what we want to see after iOS 10. Time to listen up. A more intelligent assistant could make us more likely to use Siri, which is something that doesn't happen consistently. Siri has problems understanding, doing as well as remembering certain things, and the assistant needs to be a lot less screen-dependent. That will help the iPhone, the iPad and even AirPods. And, if Apple launches a Siri-powered alternative to the Amazon Echo and Google Home speakers, it'll be necessary to upgrade Siri anyway. (Better Siri on the Apple Watch would be appreciated, too).

Time to add some more features to that dock, The app-and-folder-and-four-icon-dock design of what we see on the iPhone has stayed the same for years, and really isn't much different from the original iPhone in 2007, Apple could re-think how apps are presented and organized, which would help our hundreds of scattered apps on our phones right now, That also goes for the lock screen, which shows widgets but isn't enough of a live dashboard for getting essential info at-a-glance, There needs to be a kid-friendly mode for iOS: on the iPad it's an overdue must, and on the iPhone it would be a huge help to let kids browse safely -- and play Pokemon Go without having access to mom and dad's emails or Facebook, Also great would be guest modes, family modes and school-use modes, Android has it, Chromebooks have it, Windows has it and even Amazon's Fire OS has it, Apple's iOS sorta-kinda already has these things too, minimal line art woman with flowers iphone case but they're buried in accessibility options or for school administrators only, Come on already, Apple: Put these features front and center, then make them easy to use..

Only four apps? And why aren't there quick-access ways to find other bits of information or frequently-used files at a touch? The dock's basic design seems due for a change. "Clock" is still the only animated icon on iOS. WTF? At least put the live temperature on the weather app. Or figure out some other indication besides the red "unread messages" flag. Lots of missed opportunities here. Control Center could use more customization and control. iOS 10's notifications feel chunky and stick to the top of the phone longer than they feel welcome. Sometimes they're even hard to swipe away. A better way of managing and presenting notifications is in order, considering how ever-present they've become in everyday phone use.